🏆 India's Premier MSME Credit Platform

Creditworthiness Assessment
Built for Indian MSMEs

A secure, end-to-end platform for MSMEs to get evaluated, scored, and certified — empowering you to win trust from banks, investors, and partners.

35 WeeksEnd-to-End Delivery
7 PillarsScoring Framework
3 RolesMSME, Staff, Admin
100%Digital Workflow

Everything you need to evaluate MSMEs

From self-service application to certified report — all in one platform.

📝
Applicants

MSME Self-Service Portal

Guided multi-step form with section-wise data entry, document uploads, and draft-save functionality.

🎛️
Staff

Internal Processing Console

Staff dashboard to review, flag, verify documents and route applications for deeper evaluation.

📊
Automated

Scoring & Report Engine

Proprietary 7-pillar scoring model with weighted calculations and digitally-signed PDF generation.

🗄️
Secure

Client Data Room

Secure read-only repository to share verified reports via time-limited, password-protected links.

🛡️
Governance

Admin & Security

Role-based access control, audit logs, MFA for sensitive actions, and parameter configuration.

🤖
Future

AI/ML Module

Predictive analytics, risk profiling, and early-warning alerts. AI-powered score improvement guidance.

From Draft to Certified Report

01

Draft

MSME fills the online form section by section and saves as draft.

02

Submit

MSME freezes the application and submits it for review.

03

Analyst Review

Staff validates documents, adds notes, and flags discrepancies.

04

Site Visit

Physical verification conducted and logged via mobile app.

05

Scoring

Automated 7-pillar scoring engine computes the final score.

06

QA

Quality officer reviews the score and approves/rejects.

07

Report Issued

Digitally-signed PDF report issued to the MSME.

7-Pillar Assessment Model

Comprehensive scoring across all dimensions of creditworthiness.

Financial Strength35%
Banking & Payment Behaviour15%
Governance & Controls15%
Operations & Site Visit15%
Market & Concentration Risk10%
ESG & Cybersecurity5%
FX/Commodity Risk5%

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